Top 10 most expensive states for car owners

The freedom a car provides is priceless—unless you live in one of these states. From high insurance premiums to elevated gas prices and taxes, some states can make the cost of owning a car feel overwhelming. If you're thinking of relocating or just curious about how your state stacks up, here's a list of the top 10 most expensive states to own a car.

California – king of car costs

The Golden State may be known for its sunny weather and stunning beaches, but it's also infamous for being the most expensive state to own a car. California hits car owners from every angle with sky-high gas prices, exorbitant registration fees, and steep insurance rates. Factor in the soaring sales tax—one of the highest in the country—and you might wonder why they don't call it the Platinum State.

Hawaii – lost paradise for cars

Living in the Aloha State might sound like a dream, but owning a car there can feel more like a nightmare. Thanks to the state's isolated location, shipping costs drive up prices on everything from gas to parts. Fuel prices are among the highest in the nation, and with registration fees and taxes piling on, owning a car in Hawaii isn’t exactly paradise.

New Jersey – where insurance is sky-high

If you own a car in the Garden State, you've probably noticed that insurance premiums are no picnic. It has some of the highest car insurance rates in the country. On top of that, you'll face above-average gas prices and registration fees. All of this adds up quickly, making New Jersey one of the priciest places to own a vehicle.

Nevada – expensive at the pump

The Silver State might not seem like an expensive place to own a car, but don't let the desert fool you. Gas prices here are some of the highest outside of California, and insurance premiums aren’t far behind. Add in the steep registration fees, and you'll start feeling the heat in more ways than one.

New York – high taxes, high costs

The Empire State may be known for its bustling public transit in the city, but owning a car outside metro areas is where costs truly pile up. Sales taxes, registration fees, and insurance premiums are all higher than its skyscrapers.

Michigan – the insurance monster

The Great Lakes State's auto insurance rates are staggering. Thanks to its unique no-fault insurance laws, Michiganders pay the highest premiums in the country. Combine that with high gas prices and hefty registration fees, and owning a car in Michigan could leave you financially underwater.

Connecticut – heavy east coast costs

The Constitution State may be one of the smallest states, but don’t let its size fool you—it’s big on car expenses. Insurance rates, gas prices, and registration fees are all on the higher end of the spectrum. Add in one of the highest vehicle property taxes in the country, and Connecticut makes it tough for car owners to keep their finances in check.

Rhode Island – tiny state, big costs

The Ocean State may be tiny, but its car costs are anything but small. Insurance rates here are some of the highest in the nation, and gas prices and registration fees follow suit. Owning a car in this charming coastal state can feel like an expensive proposition.

Massachusetts – where prices collide

The Bay State is known for its history, but it’s also known for costly insurance. In addition, gas prices in Massachusetts are consistently higher than the national average, and vehicle registration fees add even more to the cost of car ownership.

Alaska – the land of high prices

The Last Frontier may offer stunning landscapes and untamed wilderness, but it comes at a cost for car owners. Fuel prices are high, and maintenance costs rise due to the remote location and harsh weather conditions. Owning a car in Alaska can make you feel like you’re paying for the view.

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